LIABILITY  
  PROPERTY  
  LAW ENFORCEMENT  
  FIRE & EMS  
  WORKERS' COMPENSATION /
      EMPLOYER'S LIABILITY
 
  UNEMPLOYMENT  
  CLAIMS MANAGEMENT  
  RISK MANAGEMENT / LOSS CONTROL  
   
     
     
     
 
Risk Management / Loss Control

KLC Loss Control promotes risk control and risk transfer techniques to reduce claim frequency and severity while providing technical assistance to our members.

• Promote best practices through the use of Safety and Liability Reviews.
• Increase members’ knowledge and understanding of loss control and insurance issues and how they impact the members’ operations.
• Educate members on how their actions impact the entire insurance program.
• Maintain a technically skilled staff that develops professional working relationships and establishes high levels of trust with our members.

Safety Grant Opportunities
The program was developed as a member benefit to supplement existing safety budgets and is made possible by support of KLC’s enterprise programs such as insurance and employee benefits. Since the safety grant program began in 1999, KLCIS has awarded in excess of $4.1 million.

KLCIS Safety and Liability Reviews are used to assist insurance members are implementing best practices in their day to day operations. Combined with a site visit, this tool gives our KLCIS loss control specialists and underwriting department an idea of how the member can improve and ultimately reduce losses. There are three separate Reviews, one for General Liability, one for Workers Compensation and one for Law Enforcement.

A member can save money on their insurance premiums each year if their score is between 40% and 100%. The Reviews are designed to help cities and their employees safer and stronger.

The KLCIS members only section of the website allows insurance members to check their scorecard at anytime. And, members can work with their KLC loss control specialist one on one, as well as take advantage of other KLC programs and resources.

For information about the KLCIS Loss Control Program, contact Brian Dickey at 800-876-4552.

 

 

 

 

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Did you know?

KLC Insurance Services insures over 6800 Kentucky city police cars.